{"id":28463,"date":"2025-07-09T18:11:08","date_gmt":"2025-07-09T18:11:08","guid":{"rendered":"https:\/\/crees.org.do\/?p=28463"},"modified":"2025-07-10T14:39:53","modified_gmt":"2025-07-10T14:39:53","slug":"republica-dominicana-pais-de-america-latina-donde-el-estado-mas-se-financia-con-los-ahorros-de-los-trabajadores","status":"publish","type":"post","link":"https:\/\/crees.org.do\/?p=28463","title":{"rendered":"Rep\u00fablica Dominicana: pa\u00eds de Am\u00e9rica Latina donde el Estado m\u00e1s se financia con los ahorros de los trabajadores"},"content":{"rendered":"

\"\"<\/h2>\n

Rep\u00fablica Dominicana: pa\u00eds de Am\u00e9rica Latina donde el Estado m\u00e1s se financia con los ahorros de los trabajadores<\/strong><\/h2>\n

En lugar de permitir la total canalizaci\u00f3n del ahorro previsional de los trabajadores hacia inversiones productivas que generen empleos, impulsen la productividad y mejoren los ingresos reales, el Estado dominicano ha optado por financiar parte importante de su gasto con dichos recursos. Quien debe hacer realidad el esp\u00edritu de la Ley 87-01 de seguridad social de que los ahorros se dirijan a emprendimientos, no cumple con su compromiso.<\/p>\n

Seg\u00fan datos de la Federaci\u00f3n Internacional de Administradoras de Fondos de Pensiones (FIAP), el promedio de las inversiones de las AFP de Am\u00e9rica Latina en t\u00edtulos del estado fue 40.7% en 2024. Para ese a\u00f1o, las inversiones de las AFP en Rep\u00fablica Dominicana superaban el 68.1%.<\/p>\n

Mientras en pa\u00edses como Chile o Per\u00fa los fondos de pensiones se diversifican en el exterior y participan en proyectos productivos locales, en Rep\u00fablica Dominicana ese tipo de inversiones es bajo. Las oportunidades de inversi\u00f3n son menores; en consecuencia, una proporci\u00f3n importante del ahorro de los trabajadores es empleada por el Estado para su financiamiento.<\/p>\n

La alta concentraci\u00f3n en deuda p\u00fablica no solo implica mayores riesgos financieros por falta de diversificaci\u00f3n, sino tambi\u00e9n una limitaci\u00f3n para dinamizar el mercado de capitales y fomentar un c\u00edrculo virtuoso de crecimiento. Todav\u00eda existen restricciones a las inversiones en el exterior, un elemento que limita la diversificaci\u00f3n del riesgo para los trabajadores. Esta limitaci\u00f3n es impuesta por las mismas autoridades. Como tambi\u00e9n son las autoridades las que act\u00faan bajo el incentivo para no actuar con disciplina fiscal, gastando m\u00e1s de lo que les ingresa. Menos oportunidades de inversiones, y ausencia de disciplina fiscal, equivalen a que m\u00e1s fondos de los trabajadores financien el d\u00e9ficit fiscal y el cuasi fiscal.<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 1,444 , Vistas Hoy 4 <\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Rep\u00fablica Dominicana: pa\u00eds de Am\u00e9rica Latina donde el Estado m\u00e1s se financia con los ahorros de los trabajadores En lugar de permitir la total canalizaci\u00f3n del ahorro previsional de los trabajadores hacia inversiones productivas que generen empleos, impulsen la productividad y mejoren los ingresos reales, el Estado dominicano ha optado por financiar parte importante de…<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 1,444 , Vistas Hoy 4 <\/p>\n

<\/div>\n","protected":false},"author":2,"featured_media":28464,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-28463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nRep\u00fablica Dominicana: pa\u00eds de Am\u00e9rica Latina donde el Estado m\u00e1s se financia con los ahorros de los trabajadores | CREES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/crees.org.do\/?p=28463\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rep\u00fablica Dominicana: pa\u00eds de Am\u00e9rica Latina donde el Estado m\u00e1s se financia con los ahorros de los trabajadores | CREES\" \/>\n<meta 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