{"id":29502,"date":"2026-03-19T18:58:11","date_gmt":"2026-03-19T18:58:11","guid":{"rendered":"https:\/\/crees.org.do\/?p=29502"},"modified":"2026-03-19T18:58:11","modified_gmt":"2026-03-19T18:58:11","slug":"esta-perdiendo-dinamismo-el-credito-al-sector-privado","status":"publish","type":"post","link":"https:\/\/crees.org.do\/?p=29502","title":{"rendered":"\u00bfEst\u00e1 perdiendo dinamismo el cr\u00e9dito al sector privado?"},"content":{"rendered":"

\"\"<\/h2>\n

\u00bfEst\u00e1 perdiendo dinamismo el cr\u00e9dito al sector privado?<\/strong><\/h2>\n

De acuerdo con datos del Banco Central de la Rep\u00fablica Dominicana (BCRD), al cierre de febrero de 2026 el cr\u00e9dito al sector privado en moneda nacional alcanz\u00f3 un total de RD$1,984,379.3 millones, con un crecimiento interanual de 9.2%, apenas 0.2 puntos porcentuales por encima del mismo mes de 2025.<\/p>\n

Entre todos los pr\u00e9stamos, la mayor proporci\u00f3n correspondi\u00f3 al cr\u00e9dito de consumo, que totaliz\u00f3 RD$652,645.9 millones; equivalente al 32.9% del total. Le sigui\u00f3 adquisici\u00f3n de viviendas, con RD$422,767.3 millones, un 21.3% del total. Luego sector comercio con un totaliz\u00f3 RD$294,450.7 millones, representando el 14.8%. Estos tres sectores representan el 69% de los pr\u00e9stamos al sector privado.<\/p>\n

De estos, el sector de mayor crecimiento fue el de comercio, con un aumento de 21.2% interanual; seguido por adquisici\u00f3n de viviendas con 10.5%. En cambio, los pr\u00e9stamos de consumo experimentaron un crecimiento de 4.2%; continuando una tendencia de desaceleraci\u00f3n desde enero de 2024 cuando alcanzaron un 20.1%.<\/p>\n

En otros sectores relevantes, destacan construcci\u00f3n con un crecimiento interanual de 23.4%, hoteles y restaurantes con 22.9% e industrias manufactureras con 9.7%.<\/p>\n

La tendencia en la desaceleraci\u00f3n del cr\u00e9dito privado en moneda nacional se ha mantenido desde inicios de 2024, reflejando una menor demanda de cr\u00e9dito para actividades productivas y para consumo. A pesar de las facilidades de liquidez otorgadas por las autoridades monetarias, las condiciones de la econom\u00eda aparentan no ser favorables para un incremento significativo en los proyectos productivos. En este contexto, la econom\u00eda dominicana evidencia una necesidad de reformas para aumentar las inversiones, la producci\u00f3n, el aumento del empleo y el consumo.<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 448 <\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

\u00bfEst\u00e1 perdiendo dinamismo el cr\u00e9dito al sector privado? De acuerdo con datos del Banco Central de la Rep\u00fablica Dominicana (BCRD), al cierre de febrero de 2026 el cr\u00e9dito al sector privado en moneda nacional alcanz\u00f3 un total de RD$1,984,379.3 millones, con un crecimiento interanual de 9.2%, apenas 0.2 puntos porcentuales por encima del mismo mes…<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 448 <\/p>\n

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De acuerdo con datos del Banco Central de la Rep\u00fablica Dominicana (BCRD), al cierre de febrero de 2026 el cr\u00e9dito al sector privado en moneda nacional alcanz\u00f3 un total de RD$1,984,379.3 millones, con un crecimiento interanual de 9.2%, apenas 0.2 puntos porcentuales por encima del mismo mes...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/crees.org.do\/?p=29502\" \/>\n<meta property=\"og:site_name\" content=\"CREES\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CREESRD\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-19T18:58:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/03\/prestamos-scaled.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Crees\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@CREESRD\" \/>\n<meta name=\"twitter:site\" content=\"@CREESRD\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Crees\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/crees.org.do\/?p=29502#article\",\"isPartOf\":{\"@id\":\"https:\/\/crees.org.do\/?p=29502\"},\"author\":{\"name\":\"Crees\",\"@id\":\"https:\/\/crees.org.do\/#\/schema\/person\/e7f97cd94d7bf9cd0e0ce30acb7d56b8\"},\"headline\":\"\u00bfEst\u00e1 perdiendo dinamismo el cr\u00e9dito al sector privado?\",\"datePublished\":\"2026-03-19T18:58:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/crees.org.do\/?p=29502\"},\"wordCount\":276,\"publisher\":{\"@id\":\"https:\/\/crees.org.do\/#organization\"},\"image\":{\"@id\":\"https:\/\/crees.org.do\/?p=29502#primaryimage\"},\"thumbnailUrl\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/03\/prestamos-scaled.png\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/crees.org.do\/?p=29502\",\"url\":\"https:\/\/crees.org.do\/?p=29502\",\"name\":\"\u00bfEst\u00e1 perdiendo dinamismo el cr\u00e9dito al sector privado? 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