{"id":30023,"date":"2026-07-23T13:29:32","date_gmt":"2026-07-23T13:29:32","guid":{"rendered":"https:\/\/crees.org.do\/?p=30023"},"modified":"2026-07-23T13:29:32","modified_gmt":"2026-07-23T13:29:32","slug":"tasas-de-interes-bancarias-continuan-por-debajo-de-los-niveles-de-2025","status":"publish","type":"post","link":"https:\/\/crees.org.do\/?p=30023","title":{"rendered":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025"},"content":{"rendered":"

\"\"<\/p>\n

Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025<\/strong><\/h2>\n

Seg\u00fan las estad\u00edsticas del Banco Central de la Rep\u00fablica Dominicana (BCRD), al 17 de julio de 2026 la tasa de inter\u00e9s activa promedio ponderada de los bancos m\u00faltiples \u2014la que cobran por los pr\u00e9stamos en moneda nacional\u2014 se ubic\u00f3 en 13.9%, mientras que la tasa pasiva \u2014la que pagan por los dep\u00f3sitos\u2014 alcanz\u00f3 7.4%. En comparaci\u00f3n con julio de 2025, ambas tasas se redujeron, al pasar de 14.9% y 9.5%, respectivamente.<\/p>\n

Durante 2025 las tasas de inter\u00e9s iniciaron una trayectoria descendente, particularmente a partir del segundo semestre. La tasa activa pas\u00f3 de niveles cercanos al 15.0% a un m\u00ednimo de 13.1% en abril de 2026, antes de mostrar un ligero repunte hasta el nivel actual. La tasa pasiva registr\u00f3 un ajuste m\u00e1s pronunciado, descendiendo desde 9.7% en junio de 2025 hasta 5.9% en enero de 2026, aunque desde entonces ha mostrado un repunte moderado.<\/p>\n

La diferencia entre ambas tasas, conocida como margen o diferencial de intermediaci\u00f3n, se situ\u00f3 en 6.5 puntos porcentuales al 17 de julio. Este nivel es inferior al observado durante los \u00faltimos meses de 2025, cuando el diferencial alcanz\u00f3 un m\u00e1ximo de 7.63 puntos porcentuales en noviembre.<\/p>\n

En cuanto a las tasas reales, al descontar la inflaci\u00f3n interanual de junio (5.67%), \u00faltimo dato disponible, la tasa activa se ubic\u00f3 en 7.9%, mientras que la pasiva fue de 1.7%.<\/p>\n

Con la inflaci\u00f3n a\u00fan por encima del rango meta y un entorno internacional que contin\u00faa presentando riesgos al alza, la prudencia en la conducci\u00f3n de la pol\u00edtica monetaria sigue siendo la gu\u00eda m\u00e1s segura para proteger el poder adquisitivo de los dominicanos.<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 26 , Vistas Hoy 26 <\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 Seg\u00fan las estad\u00edsticas del Banco Central de la Rep\u00fablica Dominicana (BCRD), al 17 de julio de 2026 la tasa de inter\u00e9s activa promedio ponderada de los bancos m\u00faltiples \u2014la que cobran por los pr\u00e9stamos en moneda nacional\u2014 se ubic\u00f3 en 13.9%, mientras que…<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 26 , Vistas Hoy 26 <\/p>\n

<\/div>\n","protected":false},"author":2,"featured_media":30024,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-30023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nTasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 | CREES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/crees.org.do\/?p=30023\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 | CREES\" \/>\n<meta property=\"og:description\" content=\"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 Seg\u00fan las estad\u00edsticas del Banco Central de la Rep\u00fablica Dominicana (BCRD), al 17 de julio de 2026 la tasa de inter\u00e9s activa promedio ponderada de los bancos m\u00faltiples \u2014la que cobran por los pr\u00e9stamos en moneda nacional\u2014 se ubic\u00f3 en 13.9%, mientras que...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/crees.org.do\/?p=30023\" \/>\n<meta property=\"og:site_name\" content=\"CREES\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CREESRD\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-23T13:29:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Crees\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@CREESRD\" \/>\n<meta name=\"twitter:site\" content=\"@CREESRD\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Crees\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/crees.org.do\/?p=30023#article\",\"isPartOf\":{\"@id\":\"https:\/\/crees.org.do\/?p=30023\"},\"author\":{\"name\":\"Crees\",\"@id\":\"https:\/\/crees.org.do\/#\/schema\/person\/e7f97cd94d7bf9cd0e0ce30acb7d56b8\"},\"headline\":\"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025\",\"datePublished\":\"2026-07-23T13:29:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/crees.org.do\/?p=30023\"},\"wordCount\":288,\"publisher\":{\"@id\":\"https:\/\/crees.org.do\/#organization\"},\"image\":{\"@id\":\"https:\/\/crees.org.do\/?p=30023#primaryimage\"},\"thumbnailUrl\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/crees.org.do\/?p=30023\",\"url\":\"https:\/\/crees.org.do\/?p=30023\",\"name\":\"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 | CREES\",\"isPartOf\":{\"@id\":\"https:\/\/crees.org.do\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/crees.org.do\/?p=30023#primaryimage\"},\"image\":{\"@id\":\"https:\/\/crees.org.do\/?p=30023#primaryimage\"},\"thumbnailUrl\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png\",\"datePublished\":\"2026-07-23T13:29:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/crees.org.do\/?p=30023#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/crees.org.do\/?p=30023\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/crees.org.do\/?p=30023#primaryimage\",\"url\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png\",\"contentUrl\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png\",\"width\":1200,\"height\":1200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/crees.org.do\/?p=30023#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/crees.org.do\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/crees.org.do\/#website\",\"url\":\"https:\/\/crees.org.do\/\",\"name\":\"CREES\",\"description\":\"Centro Regional de Estrategias Econ\u00f3micas Sostenibles\",\"publisher\":{\"@id\":\"https:\/\/crees.org.do\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/crees.org.do\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/crees.org.do\/#organization\",\"name\":\"CREES | Centro Regional de Estrategias Econ\u00f3micas Sostenibles\",\"url\":\"https:\/\/crees.org.do\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/crees.org.do\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2022\/03\/crees-logo-1.jpg\",\"contentUrl\":\"https:\/\/crees.org.do\/wp-content\/uploads\/2022\/03\/crees-logo-1.jpg\",\"width\":244,\"height\":71,\"caption\":\"CREES | Centro Regional de Estrategias Econ\u00f3micas Sostenibles\"},\"image\":{\"@id\":\"https:\/\/crees.org.do\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/CREESRD\/\",\"https:\/\/x.com\/CREESRD\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/crees.org.do\/#\/schema\/person\/e7f97cd94d7bf9cd0e0ce30acb7d56b8\",\"name\":\"Crees\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/crees.org.do\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/390ac8f0be5d9aa046152553e2dd7011b59a512d89c150f5e5f28bb8d9a0b165?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/390ac8f0be5d9aa046152553e2dd7011b59a512d89c150f5e5f28bb8d9a0b165?s=96&d=mm&r=g\",\"caption\":\"Crees\"},\"url\":\"https:\/\/crees.org.do\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 | CREES","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/crees.org.do\/?p=30023","og_locale":"es_ES","og_type":"article","og_title":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 | CREES","og_description":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 Seg\u00fan las estad\u00edsticas del Banco Central de la Rep\u00fablica Dominicana (BCRD), al 17 de julio de 2026 la tasa de inter\u00e9s activa promedio ponderada de los bancos m\u00faltiples \u2014la que cobran por los pr\u00e9stamos en moneda nacional\u2014 se ubic\u00f3 en 13.9%, mientras que...","og_url":"https:\/\/crees.org.do\/?p=30023","og_site_name":"CREES","article_publisher":"https:\/\/www.facebook.com\/CREESRD\/","article_published_time":"2026-07-23T13:29:32+00:00","og_image":[{"width":1200,"height":1200,"url":"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png","type":"image\/png"}],"author":"Crees","twitter_card":"summary_large_image","twitter_creator":"@CREESRD","twitter_site":"@CREESRD","twitter_misc":{"Escrito por":"Crees","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/crees.org.do\/?p=30023#article","isPartOf":{"@id":"https:\/\/crees.org.do\/?p=30023"},"author":{"name":"Crees","@id":"https:\/\/crees.org.do\/#\/schema\/person\/e7f97cd94d7bf9cd0e0ce30acb7d56b8"},"headline":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025","datePublished":"2026-07-23T13:29:32+00:00","mainEntityOfPage":{"@id":"https:\/\/crees.org.do\/?p=30023"},"wordCount":288,"publisher":{"@id":"https:\/\/crees.org.do\/#organization"},"image":{"@id":"https:\/\/crees.org.do\/?p=30023#primaryimage"},"thumbnailUrl":"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png","articleSection":["Blog"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/crees.org.do\/?p=30023","url":"https:\/\/crees.org.do\/?p=30023","name":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025 | CREES","isPartOf":{"@id":"https:\/\/crees.org.do\/#website"},"primaryImageOfPage":{"@id":"https:\/\/crees.org.do\/?p=30023#primaryimage"},"image":{"@id":"https:\/\/crees.org.do\/?p=30023#primaryimage"},"thumbnailUrl":"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png","datePublished":"2026-07-23T13:29:32+00:00","breadcrumb":{"@id":"https:\/\/crees.org.do\/?p=30023#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/crees.org.do\/?p=30023"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/crees.org.do\/?p=30023#primaryimage","url":"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png","contentUrl":"https:\/\/crees.org.do\/wp-content\/uploads\/2026\/07\/Grafico-tasas-julio-scaled.png","width":1200,"height":1200},{"@type":"BreadcrumbList","@id":"https:\/\/crees.org.do\/?p=30023#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/crees.org.do\/"},{"@type":"ListItem","position":2,"name":"Tasas de inter\u00e9s bancarias contin\u00faan por debajo de los niveles de 2025"}]},{"@type":"WebSite","@id":"https:\/\/crees.org.do\/#website","url":"https:\/\/crees.org.do\/","name":"CREES","description":"Centro Regional de Estrategias Econ\u00f3micas Sostenibles","publisher":{"@id":"https:\/\/crees.org.do\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/crees.org.do\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/crees.org.do\/#organization","name":"CREES | Centro Regional de Estrategias Econ\u00f3micas Sostenibles","url":"https:\/\/crees.org.do\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/crees.org.do\/#\/schema\/logo\/image\/","url":"https:\/\/crees.org.do\/wp-content\/uploads\/2022\/03\/crees-logo-1.jpg","contentUrl":"https:\/\/crees.org.do\/wp-content\/uploads\/2022\/03\/crees-logo-1.jpg","width":244,"height":71,"caption":"CREES | Centro Regional de Estrategias Econ\u00f3micas Sostenibles"},"image":{"@id":"https:\/\/crees.org.do\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CREESRD\/","https:\/\/x.com\/CREESRD"]},{"@type":"Person","@id":"https:\/\/crees.org.do\/#\/schema\/person\/e7f97cd94d7bf9cd0e0ce30acb7d56b8","name":"Crees","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/crees.org.do\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/390ac8f0be5d9aa046152553e2dd7011b59a512d89c150f5e5f28bb8d9a0b165?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/390ac8f0be5d9aa046152553e2dd7011b59a512d89c150f5e5f28bb8d9a0b165?s=96&d=mm&r=g","caption":"Crees"},"url":"https:\/\/crees.org.do\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/posts\/30023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/crees.org.do\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30023"}],"version-history":[{"count":1,"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/posts\/30023\/revisions"}],"predecessor-version":[{"id":30025,"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/posts\/30023\/revisions\/30025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crees.org.do\/index.php?rest_route=\/wp\/v2\/media\/30024"}],"wp:attachment":[{"href":"https:\/\/crees.org.do\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crees.org.do\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crees.org.do\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}