{"id":30254,"date":"2026-09-10T14:26:13","date_gmt":"2026-09-10T14:26:13","guid":{"rendered":"https:\/\/crees.org.do\/?p=30254"},"modified":"2026-09-10T14:26:13","modified_gmt":"2026-09-10T14:26:13","slug":"el-64-3-de-los-fondos-de-pensiones-esta-invertido-en-titulos-del-estado","status":"publish","type":"post","link":"https:\/\/crees.org.do\/?p=30254","title":{"rendered":"El 64.3% de los fondos de pensiones est\u00e1 invertido en t\u00edtulos del Estado"},"content":{"rendered":"

\"\"<\/h2>\n

El 64.3% de los fondos de pensiones est\u00e1 invertido en t\u00edtulos del Estado<\/strong><\/h2>\n

A julio de 2026, el 64.3% de la cartera de inversiones de las Administradoras de Fondos de Pensiones (AFP) estaba concentrado en t\u00edtulos emitidos por instituciones del Estado. El Ministerio de Hacienda representaba el 56.2% del total y el Banco Central el 8.1%.<\/p>\n

Esto significa que casi dos de cada tres pesos de los ahorros previsionales de los trabajadores est\u00e1n siendo utilizados como fuente de financiamiento del Estado. En t\u00e9rminos nominales, estas inversiones ascend\u00edan a RD$855,966 millones, de una cartera total de RD$1,331,318 millones.<\/p>\n

Fuera de los t\u00edtulos emitidos por instituciones del Estado, los fondos de inversi\u00f3n representan el 19.0% de la cartera, seguidos por los bancos comerciales y de servicios m\u00faltiples, con 7.1%; los fideicomisos de oferta p\u00fablica, con 5.6%; y las empresas privadas, con 2.1%.<\/p>\n

Una mayor proporci\u00f3n de los recursos de los trabajadores dominicanos pudieran estar empleados para financiar proyectos productivos. El esp\u00edritu de la ley 87-01 es que el ahorro de los trabajadores se pueda convertir en inversiones y estas, a su vez, en mayores empleos e ingresos promedios m\u00e1s altos.<\/p>\n

Un principio fundamental de la inversi\u00f3n es la diversificaci\u00f3n: distribuir los recursos entre distintos activos y emisores para reducir la exposici\u00f3n a riesgos espec\u00edficos. Sin embargo, las AFP operan dentro de los l\u00edmites establecidos por la legislaci\u00f3n y en un mercado de capitales con margen para ampliar y diversificar la oferta de instrumentos disponibles.<\/p>\n

Ampliar esas alternativas permitir\u00eda una mayor diversificaci\u00f3n de los ahorros de los trabajadores y facilitar\u00eda que una mayor proporci\u00f3n de estos recursos pueda canalizarse hacia inversiones productivas.<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 12 , Vistas Hoy 12 <\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

El 64.3% de los fondos de pensiones est\u00e1 invertido en t\u00edtulos del Estado A julio de 2026, el 64.3% de la cartera de inversiones de las Administradoras de Fondos de Pensiones (AFP) estaba concentrado en t\u00edtulos emitidos por instituciones del Estado. El Ministerio de Hacienda representaba el 56.2% del total y el Banco Central el…<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 12 , Vistas Hoy 12 <\/p>\n

<\/div>\n","protected":false},"author":2,"featured_media":30255,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-30254","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nEl 64.3% de los fondos de pensiones est\u00e1 invertido en t\u00edtulos del Estado | CREES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/crees.org.do\/?p=30254\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El 64.3% de los fondos de pensiones est\u00e1 invertido en t\u00edtulos del Estado | CREES\" \/>\n<meta property=\"og:description\" content=\"El 64.3% de los fondos de pensiones est\u00e1 invertido en t\u00edtulos del Estado A julio de 2026, el 64.3% de la cartera de inversiones de las Administradoras de Fondos de Pensiones (AFP) estaba concentrado en t\u00edtulos emitidos por instituciones del Estado. 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