{"id":30458,"date":"2026-10-14T13:23:49","date_gmt":"2026-10-14T13:23:49","guid":{"rendered":"https:\/\/crees.org.do\/?p=30458"},"modified":"2026-10-14T13:23:49","modified_gmt":"2026-10-14T13:23:49","slug":"las-tasas-de-interes-en-2026-bajan-o-suben","status":"publish","type":"post","link":"https:\/\/crees.org.do\/?p=30458","title":{"rendered":"Las tasas de inter\u00e9s en 2026: \u00bfbajan o suben?"},"content":{"rendered":"

\"\"<\/h2>\n

Las tasas de inter\u00e9s en 2026: \u00bfbajan o suben?<\/strong><\/h2>\n

De acuerdo con las estad\u00edsticas del Banco Central de la Rep\u00fablica Dominicana (BCRD), al 9 de octubre de 2026 la tasa de inter\u00e9s activa promedio ponderada de los bancos m\u00faltiples \u2014la que cobran por los pr\u00e9stamos en moneda nacional\u2014 se situ\u00f3 en 14.0%, mientras que la tasa pasiva \u2014la que pagan por los dep\u00f3sitos\u2014 alcanz\u00f3 7.0%.<\/p>\n

En lo que va de 2026, hasta el 9 de octubre, la tasa activa promedi\u00f3 13.6%, por debajo de los promedios registrados en 2023, 2024 y 2025. La tasa pasiva tambi\u00e9n present\u00f3 niveles menores, con una reducci\u00f3n m\u00e1s pronunciada respecto a esos a\u00f1os. Esto refleja una moderaci\u00f3n de las tasas de inter\u00e9s en comparaci\u00f3n con per\u00edodos anteriores.<\/p>\n

No obstante, ambas tasas han mostrado incrementos durante 2026. La activa pas\u00f3 de aproximadamente 13.6% en enero a 14.0% en octubre, mientras que la pasiva aument\u00f3 de 5.9% a 7.0% en el mismo per\u00edodo. Pese a estos movimientos, sus niveles actuales permanecen por debajo de los m\u00e1ximos observados en los \u00faltimos a\u00f1os.<\/p>\n

La diferencia entre ambas tasas, denominada diferencial de intermediaci\u00f3n, se situ\u00f3 en 7.0 puntos porcentuales en octubre. Este indicador muestra la distancia entre lo que los bancos cobran por prestar y lo que pagan por captar dep\u00f3sitos.<\/p>\n

Para evaluar las tasas de inter\u00e9s tambi\u00e9n debe considerarse la inflaci\u00f3n. Al descontar la inflaci\u00f3n interanual de septiembre (5.12%), la tasa activa real se situ\u00f3 en 8.4% y la pasiva real en 2.0%.<\/p>\n

M\u00e1s all\u00e1 de las tasas de inter\u00e9s, el acceso al financiamiento tambi\u00e9n depende de la confianza, las expectativas econ\u00f3micas y las condiciones que enfrentan hogares y empresas para tomar decisiones de inversi\u00f3n y consumo.<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 14 , Vistas Hoy 14 <\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Las tasas de inter\u00e9s en 2026: \u00bfbajan o suben? De acuerdo con las estad\u00edsticas del Banco Central de la Rep\u00fablica Dominicana (BCRD), al 9 de octubre de 2026 la tasa de inter\u00e9s activa promedio ponderada de los bancos m\u00faltiples \u2014la que cobran por los pr\u00e9stamos en moneda nacional\u2014 se situ\u00f3 en 14.0%, mientras que la…<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> Vistas Totales 14 , Vistas Hoy 14 <\/p>\n

<\/div>\n","protected":false},"author":2,"featured_media":30459,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-30458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nLas tasas de inter\u00e9s en 2026: \u00bfbajan o suben? | CREES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/crees.org.do\/?p=30458\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Las tasas de inter\u00e9s en 2026: \u00bfbajan o suben? | CREES\" \/>\n<meta property=\"og:description\" content=\"Las tasas de inter\u00e9s en 2026: \u00bfbajan o suben? 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